Welcome to Aon Student Insurance for INSEAD

During class you start to feel a bit sick. You return home and it only gets worse. What do you do? Can you call a general practitioner? What if I need to be rushed to the hospital by an ambulance and need to be operated? And get admitted to the hospital? Or see a specialist? And what if I need prescribed medication, can I go get it?

You call Aon Student Insurance and it turns out that you are fully insured for all these types of medically necessary health care.

But you start to wonder again, what if I need additional treatment like physical therapy or acupuncture? Or what if I get a mental condition, can I go to a psychotherapist? Or what if I get pregnant, is that covered as well?

You call back to Aon Student Insurance and you are informed that even though limits apply on these types of medical care (you can find the limits in the summary of cover), you are also covered for these medical expenses.

The representative also informs you that no co-payment or deductible applies. It will all be taken care off for the actual costs.

You wake up with a serious tooth ache. How can this be, you brush your teeth every day?! The pain is terrible, and you decide to call a dentist. The next day you go to the dentist and they treat you, so you are relieved of your pain.

You leave the dentist in a good mood and you bump into a friend. You start chatting and you get caught up in the conversation so heavily that your friend doesn’t see that lamppost and walks straight into it! His front tooth is loose and about to come out, so you immediately know where to go to the nearest dentist.

A few weeks later you both receive an invoice from the dentist. You are both insured with Aon Student Insurance, so both of you file a claim for reimbursement.

Aon Assistance is 24 hours a day, 7 days a week, year-round available to assist you in any type of emergency. Suppose that you: are called in the middle of the night that your grandma has passed away and you need to go home immediately you get hospitalized and the hospital needs details on your insurance you expect a large amount of medical expenses that you cannot pay up front

You call Aon Assistance to assist you in these matters, because we know how to deal in those situations and help you through it. We also arrange the financial matters that come along with it.

You are waving your friend goodbye on the airport, because she is leaving for a ski-vacation. At the same time, you are departing to a remote area to do field research. After a week you are getting sick and the hospital you are in does not have the proper equipment to treat you. They tell you that you will be evacuated with a special airplane to the nearest hospital in another city that can treat you. You have called Aon Assistance and they confirmed you that all expenses for the flight will be paid.

When you feel a bit better you decide to call your friend how her ski-trip has been. She tells you that she broke a leg during skiing and that a helicopter had to take her off the ski slope. She had to call Aon Assistance as well! It appeared that her helicopter rescue was paid for as well.

Also, in the worst case of all scenario’s that can happen to you, we will make sure that mortal remains will be repatriated back to your family at home.

You and a college friend are on your way home from class and suddenly both of you are in an accident, because you get hit by a car. After the accident it appears that you are both partially permanently disabled because of the accident. You cannot use your hand properly anymore and your friend lost his hearing on his right ear.

You both realize that this has implications for the rest of your lives. Maybe you need some additional devices to make everyday life easier, or you suffer some financial loss, since you cannot work alongside your study anymore. This coverage pays a financial sum in those situations which you can use to adjust to the new situation and compensates for financial loss.

In the worst case of all scenario’s that can happen to you, a financial sum will be paid to your closest family member or other beneficiary as a financial compensation to adjust to the new situation.

Oh no! Even though you were so careful, you didn’t pay attention for a split second and with your bike you bumped into a woman in the street. The woman is injured so badly that she can’t do her job anymore and now suffers income loss.

She holds you liable for this loss, so you are summoned to pay her financial loss. You can’t pay this, so what to do now? You file a claim with Aon Student Insurance, because this coverage provides this kind of situations.

The next day you visit a friend to tell the whole story and while you are walking into the living room, you trip. While you try to break the fall, you grab around and unfortunately took the TV down from the cabinet it stands on. Now the TV is in pieces and your friend tells you that you will have to pay for this. Not again! Yes, also in cases of material damage you are covered. So, let’s contact Aon Student Insurance again...

You got a call that one of your parents is life-threatening ill or passed away. What do you do now? You want to go home off course! You can call Aon Assistance day and night for such matters. They will assist you in booking the earliest flight home and will take care of all the financial matters, so that you can go home as quickly as possible and focus on yourself and your family.

But what if something happens to you? The same applies, but the other way around. Your parents can come to you as quickly as possible with the guidance of Aon Assistance and we will take care of all the financial matters. Because they need a place to stay, hotel expenses are also covered.

You probably need and want to make some additional (international) calls in these types of situations, therefore the coverage also includes an amount to cover these expenses.

You get into a dispute with your landlord over the contract you have with her. You decided to leave early and your landlord claims that the contract can only be terminated with a six months prior notice, even though this is nowhere to be found in the contract. Due to that she refuses to pay you back your deposit of EUR 500 (example amount), even though you have met all requirements in the contract to receive your deposit back.

You want legal assistance from a lawyer or other specialist to get your deposit back. This coverage provides the financial reimbursements for the legal aid you make.

After a long day of classes, you finally get home. When you walk up to your doorstep you see that your door is wrecked. That’s strange??? You walk into your dorm and you are stunned. All your personal stuff you worked so hard for, is gone! A thief must have broken in and stole all your stuff.

You call the police and they come to investigate the scene. They catch the thief, but your stuff appears to be already gone. Luckily, you have the Aon Student Insurance. You file a claim and you get confirmation that you receive reimbursement for all your stolen stuff. You can at least buy new items as replacements.

After all this you decide that it is a good idea to have some fun to forget about all this. You call up a friend to go to a museum. While you are walking around looking at all the beautiful paintings, you get a call from your roommate who tells you that there has been a fire at the house. Everything was caught by the fire and both your personal items are gone. You tell him not to worry, because you know who to call!

After a long period of study, you decide it is time for a break. You book a beautiful vacation with a friend and when you arrive it is everything you hoped for. You take the subway to get into the city. It is very crowded in the train and you cling onto your bag with valuables while everybody is standing closely to each other. After the ride you finally get out and walk into the city. What a beautiful fountain in this square! You need to take a picture of this!

You open your bag and find out that the bottom of your bag is sliced open and your camera is stolen! How could this happen? Your friend tells you to report it to the police and afterwards contact Aon Student Insurance to file a claim to get a reimbursement.

She tells you that a similar situation happened to her last year when she traveled back home for a family visit. While she was capturing a lovely moment with her family, out of the blue a pigeon flew straight up to her face. While she got spooked, she dropped her phone while making the picture. Aon Student Insurance reimbursed for the repair of it.