Aon Student Insurance

Have a look at all frequently asked questions below

Our customer service has collected the most important and frequently
asked questions by other students.

Search year (Dutch: Zoekjaar)

Conditions Search Year policy

You are eligible to take out our Search Year Insurance (Complete coverage), to cover unemployment in the Netherlands. This is only applicable, if you are a non-European student and meet the following requirements:

  • You have had our Aon Student Insurance for at least a period of 6 consecutive months not longer than 3 years ago;
  • You are in the possession of a search year permit, or you at least already applied for a search year permit at the Immigration and Naturalization Service (IND) for which request you possess a confirmation;
  • You are unemployed (as soon as you have found a job, you are obliged to take out a Dutch Basic Healthcare Insurance) or you investigated via SVB* that you are not obliged to take out a Dutch Basic Healthcare Insurance;
  • The end date of the Search Year Insurance must be equal to the end date of your search year permit, or any date before the expiration date of this permit.

The premium for the Search Year Insurance is EUR 1,99 per day. On our website you can simply get a quote for the premium of your requested period, by clicking at the button ‘advise me and get a quote’, without any obligation to take out this insurance. In order to get a quote, click here. First fill out your home and destination country and then choose ‘Search Year student’: in the field ‘Your situation’.

Pre-existing conditions
According to the  Policy Terms and Conditions No. 1.16 applicable to the Search Year Insurance, all pre-existing conditions are excluded from coverage according to  article 2.16 Exclusions. Please know that the Search Year Insurance excludes all pre-existing conditions, even if you had an insurance policy before in which pre-existing conditions were included.

Employment during search year
Please note that, if you have found a job, you are obliged to take out a Dutch Basic Healthcare Insurance. This means that your Search Year Insurance becomes invalid as per the start date of your employment. It needs to be cancelled by yourself, by logging in to your personal online account. Please make sure that you cancel your insurance as soon as possible, because it is impossible to backdate the cancellation of the Search Year Insurance. We will refund excess paid premium from your requested cancellation date.  

Unfortunately, Aon cannot offer the Dutch Basic Healthcare Insurance to Search Year students. In case of starting a job within your search year, you must find a Dutch Basic Healthcare Insurance provider by yourself**.

* The Sociale Verzekeringsbank (SVB) can determine that you are insured under the WLZ scheme, this automatically means that you will have to apply for a Dutch basic healthcare insurance. Click here to go to the WLZ form. If the SVB determines that for you the Dutch Basic Healthcare Insurance is not applicable, based on the investigation, you are not eligible to apply for this insurance.
** There are several providers. Aon also offers Dutch Basic Healthcare Insurance for non-students on this page

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