The next step in student mobility
A new approach
As of April 1st, 2025 Aon Student Insurance continues with new improved products. These new products are developed to become even more inclusive, provide even more equality in benefits and make it easier for students to get the right cover. Our new products are tailored to the situation of the student, better suited to a Full Degree (Bachelor, Master or PhD), an Exchange, an Internship abroad or being Academic Staff abroad.
The insurance products
Our website will continue to provide the right advice to students based on their situation. Our insurance products will be recognizable based on their situation. Students that will start a Full Degree program abroad also get our product Full Degree, students that will be doing an Exchange abroad, will receive our product Exchange, students that will be doing an Internship abroad, will receive our product Intern and Academic Staff that goes abroad will receive our product Academic Staff.
Improvements
- Tailored to the student
- Worsening of pre-existing medical conditions
- Cover for HIV included
- Luggage cover for whole Exchange or Internship
Inclusive
Pre-existing medical conditions were previously excluded from the coverage. Going forward this will be covered in our new products. Medical expenses for pre-existing medical conditions in case of an acute worsening of the pre-existing conditions will be covered if these could not have been foreseen at the start date of the insurance. For example: a student with asthma will not be covered for the asthma medication (this could have been foreseen before starting the exchange abroad), but will be covered in case of an asthma attack. An important additional extension in cover is that HIV is also covered going forward, but based on the same condition for worsening of conditions.
In this way, all international students regardless of where they come from (EEA or non-EEA) or what their medical background is, will receive the same cover, inclusive to every student and providing the same access to insurance benefits. Also for all short term students (Exchange) a cover for acute worsening of their pre-existing conditions will apply. In this way we reduce barriers to a minimum for students with pre-existing medical conditions, being able to be included and take part in international education regardless of having a medical condition.
European Health Insurance Card (EHIC)
Students that hold a valid European Health Insurance Card (EHIC) during their study abroad will receive a discount of 55% on their premium. They receive the same coverage, but due to having a primary cover via the EHIC, the discount on the premium will be applied.
Existing policies and extensions
Students that currently have a Aon Student Insurance with a Start+, Complete or Complete+ cover, will remain with their policy, even if the end date is after April 1st, 2025. In other words, their insurance will continue 'as is' till the end date of the insurance. Students that conclude a new insurance on or after April 1st or apply for an extension of a current insurance after April 1st will get the new products.
Most important changes per situation
- All products will stay a total package with cover for ...
- Emergency assistance & repatriation
- Medical expenses
- Dental expenses
- Personal liability
- Legal assistance
- Accident cover
- Personal items
- Full Degree International - Premium EUR 1,49 per day
A Full Degree International student will be covered for medical expenses for pre-existing medical conditions in case of an acute worsening of the pre-existing conditions, which could not have been foreseen at the start date of the insurance. For example: a student with asthma will not be covered for the asthma medication (this could have been foreseen before starting the exchange abroad), but will be covered in case of an asthma attack. An important extension in cover is that HIV is no longer limited in the covered amount. Full Degree students will be covered for their home contents during their stay and for luggage during travel, as this was already the case.
- Exchange - Premium EUR 1,59 per day
An Exchange student will be covered for medical expenses for pre-existing medical conditions in case of an acute worsening of the pre-existing conditions, which could not have been foreseen at the start date of the insurance. For example: a student with asthma will not be covered for the asthma medication (this could have been foreseen before starting the exchange abroad), but will be covered in case of an asthma attack. An important extension in cover is that HIV is also covered without a limit, but based on the same condition for worsening of conditions. Also, exchange students will have cover for their luggage during their whole exchange period abroad.
- Intern - Premium EUR 1,59 per day
An Intern abroad will be covered for medical expenses for pre-existing medical conditions in case of an acute worsening of the pre-existing conditions, which could not have been foreseen at the start date of the insurance. For example: a student with asthma will not be covered for the asthma medication (this could have been foreseen before starting the internship abroad), but will be covered in case of an asthma attack. An important extension in cover is that HIV is also covered without a limit, but based on the same condition for worsening of conditions. Also, interns will have cover for their luggage during their whole internship abroad.
- Academic Staff - Premium EUR 2,28 per day
Academic Staff (teachers, guest researchers, post-doctorates, etcetera) will be covered for medical expenses for pre-existing medical conditions in case of an acute worsening of the pre-existing conditions, which could not have been foreseen at the start date of the insurance. For example: a person with asthma will not be covered for the asthma medication (this could have been foreseen before starting the trip), but will be covered in case of an asthma attack. An important extension in cover is that HIV is also covered without a limit, but based on the same condition for worsening of conditions. Also, academic staff will have cover for their luggage during their whole trip.
- Partner/Child(ren) - Premium EUR 3,79 per day
Going forward, a partner and/or child(ren) will receive the same cover as the student. This means that their cover will depend on the situation of their partner that is abroad as a student or academic staff.
Why choose Aon Student Insurance?
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